Online Services Offered
Finland has, proportionally, one
of the world's biggest online banking populations;
between 2001 & 2007 the percentage of adult Finns
using online banking services jumped from approximately
25% to well over 70%. All the major banks offer online
banking for a reasonable charge (see Bank
Accounts & Charges). Services are now offered
in English, Finnish & Swedish.
Starting Online Banking
Online banking is secure, with new security codes and confirmation
codes (provided by the bank in advance) required each time
you access your account.
To begin online banking in Finland you don't
need special software. The first step is to enter an online
banking agreement with your bank. They will then provide
you with a customer number and access codes, and the Web
site / address for accessing the online banking service.
*click for FAQ's about
Nordea's online banking system, Netbank (formerly Solo),
which includes system requirements, security information,
and much more(in English).
Once you're set up, keep in mind that cookies
must be enabled on your browser for online banking
Services can also be accessed by a WAP phone; ask your bank
for details while you're making the agreement.
Paying a Bill
This is undoubtedly the handiest aspect
of online banking. All bills/invoices received in Finland
can be paid this way; they include
- the payee's bank account number (saajan tilinumero)
- payee's account name (saaja)
- payer's name i.e. you! (maksaja)
- a reference number (viitenumero)
- due date (eräpäivä)
- other general invoice details, such as
- Customer number (asiakasnumero)
- Invoice number (invoice number)
With the details above, making a payment is straight-forward.
You can make one-time payments or set up recurring payments,
such as monthly rent. You can also save payment data and
use it as a template for the next bill/invoice you receive
from those lovely people!
Be aware of
the Scandinavian reversed use of commas and decimals in
"Two dollars and eighty cents" = $ 2,80
"Two thousand eight hundred dollars" = $ 2.800,00
Other Online Services Offered
A wide array of services are available through online banking,
including management of credit cards, loans, investments,
pensions, insurance and more.
For the best insight into the kinds of online services available,
access Nordea's information at:
In English > Netbank
*A comprehensive Netbank demo is usually available too,
but at the time of this update was not functioning.